"Q-Lana combines Technology and Human Interaction to strengthen Lending Business”

Contact and Company Management

  • Basic Company/Contact Information including KYC/AML checkig
  • Company Business Information, including sector, product and market assessment
  • Financial Statement Analysis
  • Financial Forecast Model
  • Structured Risk Assessment
  • Fully configurable Rating Tool using qualitative/quantitative information
  • Tracking of ESG/Impact Information

Loan Process Information

  • Management of the full workflow of the lending process including sourcing, due diligence, approval tracking, pre-disbursement check, monitoring and collection
  • Tracking of workflow and decisions, including minutes
  • Flexible workflow for multiple products with unlimited decision steps based on rules or human decision making
  • Flexible workflow for multiple products with unlimited decision steps based on rules or human decision making
  • Flexible workflow for multiple products with unlimited decision steps based on rules or human decision making

Facility/Loan Information

  • Tracking of all relevant information for facilities, including loan amount, terms and conditions, payment pla
  • Performance tracking under the loan

Reporting

  • Generating essential reports for workflow tracking including impact reporting
  • Reporting on exposure, performing and non-performing loans, FX exposure
  • Advanced analytics based on long term data collection

Integration

  • Information sharing with core banking
  • External portal to allow online loan application and submission of information

Document Management

  • Flexible storage and search function for standard document formats

Collateral Management

  • Tracking of collateral information (location, conditions, registration documents)
  • Support of active collateral management including monitoring and valuation

Knowledge Management

  • Data collection and analysis
  • Provision of analytics based on contextual intelligence

Collaboration Function

  • Collaboration across teams for general purpose as well as transaction specific
  • Management of access rights for internal and external parties

Specific Features for Funds

  • Accounting function in local and fund currency, valuation support (incl IFRS9)
  • Performance monitoring
  • Stakeholder information access

Q-Lana ‘s flexible approach is used by clients to implement innovative concepts:

  • Multi-level scoring and rating to assess borrowers before and during the loan exposure
  • Product-independent lending limits per borrower, defined by risk profile and risk appetite. This allows the client to use the limit for a selection of products which are processed through accelerated approval
  • Multi-channel client interaction, allowing clients to apply online for specific products as well as in person
  • Open platform allows to integrate external data sources used for risk assessment and monitoring
  • Dedicated knowledge management platform provides training, instructions and specific
  • Dedicated knowledge management platform provides training, instructions and specific research for users
  • Networking function allows to connect clients and to better understand market dynamics and relationships
  • Through the link to core banking software, Q-Lana updates exposure information and stores historic data for better risk assessment

Q-Lana is prepared to integrate with other applications such as market and transaction data

Contact

map

ADDRESS

Q-Lana Inc. 520 West 19th Street #7c New York, NY, 10011

map

EMAIL

hr@q-lana.com

Q-LANA IS YOUR ENTRY INTO KNOWLEDGE BASED LENDING AND INVESTING

Increase productivity, Reduce risk, Build partnerships with clients

Your personal information will be kept confidential according to our Privacy Policies