Solutions/Customer Centricity/Phase 3: Decide & Onboard/Demo: Light-Touch Approval Walk
Interactive demo / Phase 03 Decide & Onboard

Light-Touch Approval Walk

Watch the four policy gates fire on the proposal designed in Phase 2. Sector cap, RAROC, DSCR, collateral. Light-touch path activates. Documents pre-fill. The 30/60/90 plan locks in. Five business days from approved structure to funded facility.

Approval workflow
Step 1 of 3
Phase 03 demo / Decide & Onboard

Three minutes from approved to onboarded.

The proposal handed off from Phase 2 walks into the approval workflow. The Policy Gatekeeper fires the four RAF checks in sequence. Light-touch path activates. Onboarding pre-fills documents and verifies client data. The 30/60/90 plan locks at signature and starts tracking automatically.

Handoff from Phase 02 / Co-Design

Karibu Logistics · Q3 2026 approval

USD 800k revolving WC line + invoice finance + AR covenant + FX forward
RAROC: 14.8% vs 12.0% min
Tenor: 12 months
Margin: 4.5% over base
Sector cap: 62% of allocated
3 steps total ~3 minutes to complete 4 gates fire in sequence on the workflow screen
Return to Phase 3: Decide & Onboard
PROPOSAL Karibu Logistics USD 800k WC + invoice finance + AR covenant + FX forward · Day 3 of 5
Stage 01 / Policy Gatekeeper

Four RAF checks fire in sequence

Each check is binary and evidence-backed. Sector cap, RAROC threshold, DSCR floor, collateral coverage. The Copilot runs them in real time and returns the result before the file leaves the screen.
✓
LIGHT-TOUCH PATH ACTIVE
All four gates passed · reviewers confirm substance, not assemble documentation
Approved & Onboarded · Phase 03 record

Approved structure

Policy gates passed

Onboarding status

30/60/90-day milestone plan locked

Q-Lana practitioner view

✓
Approved · onboarded · ready for Phase 4 Run & Review
Continue the lifecycle

Phase 4: Run & Review

Continue to Phase 4 →