It’s time to introduce you to the Q-Lana Platform. From the very beginning, we’ve built Q-Lana as a comprehensive, cloud-based open banking platform that is fully configurable, easy to use, and modular. Powered by low-code technology, Q-Lana adapts seamlessly to the needs of financial institutions and asset managers, providing a growing library of components to create custom workflows for any product or service.
The platform supports flexible product-specific workflows, combining human and rules-driven decision-making, document management, KYC and company data tracking, collateral integration, and built-in communication, knowledge management, dashboards, and reporting features. This blog is not a sales pitch. Instead, we want to show how Q-Lana is helping financial institutions align digital transformation with strategic growth.
The Foundation of Q-Lana
When creating Q-Lana, we focused on four key pillars to ensure the platform meets the unique needs of financial institutions:
1. Expertise
Our team brings 50+ years of experience in financial services, lending, risk management, and structured finance, having worked with over 100 institutions worldwide.
2. Advanced Software Development
Built on ZeroCode, the low-code environment of our partner Threshold, Q-Lana offers unmatched flexibility to evolve with your institution.
3. Proven Track Record
We have successfully guided financial institutions through their digital journeys, helping avoid common pitfalls and navigate challenges effectively.
4. Deep Understanding of Local Institutions
We know the value of established financial institutions and their proximity to customers, which allows us to design solutions tailored to local and regional realities.
Beyond these pillars, two unique aspects make Q-Lana stand out: our targeted advisory services, which support product development, business process management, and risk management; and our partner network, enabling us to deliver trade finance tools, mobile banking solutions, payment systems, and integrated services in collaboration with core banking providers.
Q-Lana sits at the heart of a bank’s digital ecosystem, bridging front-end systems with core banking software while integrating existing analytics and third-party tools. This ensures institutions maximize the value of their current systems where it’s practical and cost-effective.
Key Capabilities of The Platform
The platform is designed for depth and versatility:
For individuals and contacts – Integrated KYC/AML checks, demographic and financial risk scoring, relationship mapping for pricing and risk management, ESG and impact tracking, and customizable checklists for marketing and risk insights.
For companies – Multilayer KYC/AML, detailed analyses of products, suppliers, customers, competitors, and management, plus integrated financial statement analysis, ratio benchmarking, forecasting, and structured risk assessments.
For facilities and collateral – Streamlined tracking for accurate and efficient monitoring.
We are particularly proud of two features: our Early Warning System (EWS), which delivers sophisticated covenant monitoring, multi-layer reporting, and timely alerts, and our flexible loan workflows, supporting automated or committee-driven decisions with robust tracking and parallel workflows.
A Journey, Not a Project
Implementing Q-Lana is not a one-time event. It is a journey. We partner with clients to continuously refine and enhance lending processes, whether through business canvas or SWOT analysis, sector-specific checklists, intelligent decision support, risk scoring, collateral valuation, IFRS 9 calculations, or advanced multi-level monitoring tools.
Many clients begin by digitizing existing operations, using the insights gained to gradually add more advanced capabilities. For example, one client has been expanding the platform over several years, following a clear, staged roadmap.
Our Commitment
We do not just talk about improving digital transformation. We deliver it. With Q-Lana, institutions gain both the tools and expertise to turn their strategic vision into reality.
What’s Next in the Series
Stay tuned for the final chapter of this blog series, where we’ll explore how risk sharing can amplify the value of digital transformation.
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Would you like to learn more? Contact us for a demo.
