Africa’s Credit Gap: Closing It With Homegrown Solutions

This is the third article of the 5-part Credit Risk Management in SME and Corporate Lending series. We shift focus to capital management, and demonstrate how capital should guide decision-making and signal where risk-adjusted discipline is required, rather than being seen as a mere limit on lending.

This is the second article of the 5-part Credit Risk Management in SME and Corporate Lending series. We delve into the limitations of relying solely on provisions, and how to anticipate and plan for unexpected losses. Risk management should be proactive, not reactive.