Loan & Asset Management
Monitoring
Step 5 - Effective Monitoring
Effective monitoring is essential for successful corporate and SME lending.
Q-Lana includes an Early Warning System (EWS) to support proactive risk management, featuring Covenant Monitoring, Data Analytics, and Reporting to identify potential risks early.
It prompts users to conduct client visits and stay informed on business activities and alerts users to potential issues, ensuring timely interventions.
- Sector-specific, borrower-specific, and situation-specific questionnaires are generated.
- An integrated watchlist is maintained as part of the monitoring process to flag potential risks.
Borrowers can input relevant information through a portal, enhancing data accuracy.
The monitoring system allows for regular updates of credit ratings. Q-Lana has integrated valuation support which can prepare regular loan valuations following the relevant accounting standards, such as IFRS9.