Analysis Tools
Manage risks and develop customer-centric solutions
At Q-Lana, our loan and asset management platform serves as the flexible core that adapts to your institution’s evolving needs. Alongside this comprehensive platform, we also offer a suite of stand-alone tools designed to help you effectively manage risks and create customer-centric solutions.
Understanding how this works
We bring together three key groups of analytical tools to support you and your clients.
Risk Assessment
Tools
Risk Assessment Tools
Our risk assessment tools help you in the quantification of all types of risk, including credit, market, and operational risk. These tools often integrate or build on each other.
You can combine Q-Lana’s Credit Rating/Scoring Tool with the calculation of a Probability of Default. The results then feed into the Valuation and the calculation of the Risk-Adjusted Return on Capital, which can be used to define Risk Appetite.
Portfolio Monitoring Tools
Portfolio monitoring tools gather information from the monitoring activities and track clients’ performance regarding covenant compliance and debt service payments.
For example, tools like Vintage Analysis and Migration Tables integrate into Q-Lana and receive information from Financial Service Providers over time.
Portifolio
Monitoring
Tools
Models
Mental Models
Mental models visualize ideas and concepts, offering a systematic way to capture and organize information. They help users understand concepts by breaking them down into their parts, leading to a better understanding and organization of existing information.
Q-Lana integrates tools like SWOT Analysis, Porter’s 5 Forces Model, and the Business Canvas to help users better understand their customers.
The Q-Lana team is continuously working on new tools and upgrades to existing tools. We are keen to work with our clients also in co-development to support them with the necessary analytics to improve their operations in all dimensions.