Loan & Asset Management
Loan Application
Step 2 - Loan Application
The Loan Application process is fully digitalized, allowing for interactions and inputs from the client, a loan officer or from third parties. Q-Lana creates and updates the forms through its flexible Low Code Platform.
- Forms are connected through parallel or sequential workflows.
- Integrate automated and in-person decision-making processes.
- Q-Lana’s collaboration function supports workflows with flexible access rights.
- Replicate existing policies and procedures, ensuring compliance with internal guidelines.
- Special requirements, such as temporary or permanent Chinese Walls, can be incorporated.
Rating & Risk Assessment Tools
Rating and Risk Assessment Tools are integrated to structure and facilitate information collection.
The flexible Rating Module supports both heuristic and statistical ratings.
It is used to assess various risks, including credit risk, ESG risk, impact assessment, business potential assessment.
- Integrated document management function allows for storing a wide range of file types.
- The function also supports semi-automated spreading of financial statements to streamline data entry and analysis.