Loan & Asset Management
Processing
Step 4 - Assessment Processing
Post-Approval processing
Post-Approval processing is critical for loan portfolio management and portfolio performance:
- Q-Lana supports preparaton and negotiation of loan agreements for corporate and SME lending.
- Q-Lana’s configuration ensures that no important details are overlooked during this process.
- The Term-Sheet/Contracts can be created directly from the platform, stored, and shared with the borrower to finalize key terms.
- Pre-Disbursement checks ensure that every essential factor for thorough verification is addressed before a contract is signed or funds are distributed.
- Q-Lana’s checklists enable integration of standard elements and tailored to an individual transaction.
- Q-Lana’s comprehensive collateral management can be integrated , depending on the organization’s structure or the presence of a dedicated collateral management department.
Control mechanisms verify completeness of KYC/AML checks
Q-Lana interfaces with the financial institution’s accounting or core banking system to facilitate seamless information exchange.
- Regular updates from the accounting system are provided to Q-Lana for analysis, reporting, and visualization purposes.